If your big day depends on the weather, you're not alone. Outdoor weddings, concerts, golf tournaments, fairs, and festivals all hinge on one thing: clear skies. But as we all know in Houston, TX, Mother Nature doesn't always RSVP. That’s where weather insurance for events comes in.
At Texas Special Event Insurance, we offer specialized weather coverage to help protect the money, time, and energy you’ve invested—just in case the skies don’t cooperate. Call us at 866-602-7076 and let's build a weather-proof plan together.
Weather insurance is a type of coverage that reimburses you if specific weather conditions impact your event. Unlike cancellation insurance, which may only kick in if your event is officially called off, weather insurance can provide financial relief even if the show goes on but attendance (and revenue) suffers due to poor conditions.
It’s perfect for outdoor events or anything relying heavily on foot traffic or clear weather. And yes, you can customize it to cover specific conditions like rain, snow, extreme heat, or high winds.
Rainfall
Coverage if rainfall exceeds a specified amount during the insured hours.
High Winds
If wind speeds exceed safe operating conditions and cause event disruption.
Snow or Ice
Winter storms that affect transportation or venue safety.
Extreme Heat
Coverage if temperatures rise beyond the insured threshold and impact attendance or safety.
If your event is outdoors or partially outdoors, weather insurance should be at the top of your checklist. It's especially important for:
Still unsure? Just give us a call at 866-602-7076. We’ll help you assess the risk and build a customized policy that makes sense for your event and budget.
Like all insurance, weather coverage has limits. Here’s what it usually won’t cover:
At Texas Special Event Insurance, we’ll make sure you understand exactly what you’re getting—and what you’re not—before you sign anything. Reach out to us anytime at 866-602-7076.
| Weather Condition | Insurable? | Typical Trigger |
|---|---|---|
| Rain | Yes | 0.25+ inches in 3 hours |
| Wind | Yes | Gusts over 40 mph |
| Snow | Yes | 1+ inch accumulation |
| Extreme Heat | Yes | Temps above 95°F |
| Cloudy or Overcast | No | Not typically covered |
The cost of weather insurance depends on the time of year, event location, and type of weather condition you're insuring against. Prices typically range from a few hundred dollars to several thousand for large-scale events.
It’s a small price to pay for the peace of mind that your event won’t be a total financial loss. Call 866-602-7076 to get a personalized quote or use our online quote request form.
Weather is unpredictable—but your financial future doesn’t have to be. At Texas Special Event Insurance, we’re here to help you plan for blue skies while staying protected from gray clouds.
Call us today at 866-602-7076 or submit our online quote request form and let’s make your event in Houston, TX as weatherproof as possible.