There’s nothing like a good parade in Houston, TX—marching bands, festive floats, cheering crowds, and that electric sense of community pride. But behind every joyful procession is a long to-do list and one very important item many organizers overlook: parade insurance.
At Texas Special Event Insurance, we help ensure that your celebration stays safe, covered, and stress-free. Whether you’re a nonprofit organizing a holiday parade or a business sponsoring a local event, the right insurance can protect you from costly surprises. Call us today at 866-602-7076 and we’ll walk you through what you need.
Parade insurance is a short-term liability policy designed to cover public processions involving crowds, floats, performers, and city streets. These high-exposure events carry risks—from property damage to bodily injury—and parade insurance helps you manage those risks without taking a financial hit.
Most city governments require liability coverage to issue a parade permit, and some may require you to add them as an additional insured. We can handle that paperwork for you. Just call 866-602-7076 and we’ll get it done.
Parades are dynamic, exciting, and full of moving parts—literally. From horses and floats to vendors and spectators, anything can happen. Parade insurance ensures that one mishap doesn’t ruin the day—or your organization’s finances.
Whether you’re a chamber of commerce, school, nonprofit, or private company, it’s your job to protect everyone involved. That’s where Texas Special Event Insurance comes in. We’ll help you build the right coverage, from general liability to weather and property protection. Just call 866-602-7076.
Spectator Injuries
A child trips on the curb or a float accidentally bumps a bystander—liability coverage helps pay for medical costs and legal fees.
Float or Vehicle Accidents
A float backs into a parked car or causes a minor collision during setup. Insurance helps cover repairs and liability.
Property Damage
Accidental damage to storefronts, city landscaping, or rented equipment can be covered under your policy.
Weather Cancellation
Rainy forecast? Some policies offer cancellation reimbursement for non-recoverable costs.
Vendor Liability
If a vendor at your event causes damage or injury, your policy can help protect you from shared liability.
Participant Injuries
Marchers, musicians, or float riders who get injured may be covered depending on your policy.
| Coverage Type | What It Protects |
|---|---|
| General Liability | Injuries to the public and damage to third-party property during the parade. |
| Automobile Liability | Covers vehicles participating in or supporting the parade. |
| Property Damage | Covers damage to city infrastructure, rented staging, or vendor setups. |
| Weather Cancellation | Optional coverage for loss of deposits or revenue due to cancellation. |
| Additional Insured Endorsements | Adds city governments or venue owners to your policy as required for permits. |
Parade insurance in Houston, TX is more affordable than you might think. Basic general liability policies often start around $200–$500 for small community parades. Costs increase based on the number of attendees, presence of floats or animals, and whether alcohol is involved.
We can help you tailor a policy that checks every box without breaking your budget. Just give us a call at 866-602-7076.
Organizing a parade is no small feat—but having the right insurance makes it a lot easier. At Texas Special Event Insurance, we’re proud to support the celebrations that bring Houston, TX together. Let’s protect the joy, not just plan it.
Call us today at 866-602-7076 or fill out our online quote request form to get started.