Planning to serve alcohol at your event in Houston, TX? Whether you're organizing a wedding reception, corporate mixer, charity fundraiser, or festival, alcohol can add a celebratory touch—but it also brings added risk. That’s where liquor liability insurance comes in.
At Texas Special Event Insurance, we help clients host safe and successful events by offering affordable liquor liability coverage tailored for your one-time or short-term needs. Give us a call at 866-602-7076 to find out how we can help protect your event from alcohol-related claims.
Liquor liability insurance is designed to protect you from legal and financial responsibility if someone gets injured or causes damage after drinking alcohol at your event. It’s a must-have if you're serving, selling, or even allowing alcohol consumption at a private or public gathering.
Many venues in Houston, TX will require you to show proof of liquor liability insurance before they'll let you pour a single glass. So if you’re planning an event where alcohol will be served, don’t skip this critical coverage.
Let’s be honest—alcohol affects judgment. That’s why even the most joyful celebration can take a turn if a guest drinks too much. The risks range from property damage to bodily injury, and unfortunately, even fatalities. But with the right insurance, you’re not left footing the bill.
Here are some of the most common claims that liquor liability insurance can cover:
Drunk Driving Accidents
If a guest causes a car accident after leaving your event.
Lawsuits
If you're sued for negligence in serving alcohol.
Fights or Assaults
Alcohol-fueled altercations that result in injuries or property damage.
Injuries to Third Parties
If someone is hurt by an intoxicated attendee.
If you answer “yes” to any of the following, liquor liability insurance should be on your event checklist:
Even if you’re not directly serving alcohol, you may still be held liable if something goes wrong. Call Texas Special Event Insurance at 866-602-7076 and we’ll help you sort out exactly what you need.
While this policy is essential for alcohol-related risks, it has its limits. Here are a few things that are usually excluded:
We can walk you through any exclusions and help you add on additional coverage if needed. Just give us a call at 866-602-7076.
| Claim Type | Covered? | Notes |
|---|---|---|
| Drunk Driving Accident | Yes | If linked to alcohol served at your event |
| Property Damage | Yes | Third-party property only |
| Guest Injury | Yes | When alcohol is a factor |
| Liquor License Violation | No | Must be properly licensed |
Serving alcohol doesn’t have to be risky business. With liquor liability insurance from Texas Special Event Insurance, you can pour, toast, and dance the night away—knowing you're covered.
Call us today at 866-602-7076 or fill out our online quote request form and we’ll take care of the rest. Let’s make sure your Houston, TX event is both fun and safe.