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Event General Liability Insurance in Houston, TX - Texas Special Event Insurance

Event General Liability Insurance in Houston, TX

Hosting an event in Houston, TX? Whether it's a wedding, trade show, festival, or a corporate luncheon, things don't always go exactly as planned. At Texas Special Event Insurance, we help you prepare for the unexpected with event general liability insurance—so one mishap doesn’t turn your special day into a costly ordeal.

Call us today at 866-602-7076 and let us show you how simple and affordable it can be to get covered for your next event.

 

What Is General Liability Insurance for Events?

Event general liability insurance is a short-term policy designed to protect event organizers, vendors, and sponsors from claims that may arise during a specific occasion. This includes bodily injury, property damage, and legal fees related to incidents occurring at your event.

Most venues in Houston, TX actually require you to carry this insurance before they'll allow you to book their space. It’s not just good planning—it’s often a must.

 

Typical Claims Covered by Event Liability Insurance

Guest Injury
Someone slips on a wet dance floor or trips over a speaker cable.

Venue Damage
An accidental fire or broken equipment at the venue.

Lawsuits
Legal costs if you're sued for an incident at your event.

Medical Payments
Immediate medical coverage for minor injuries on-site.

 

Do You Need Event Liability Insurance?

If you're planning any event in Houston, TX, the answer is probably yes! Here are just a few examples of when this type of policy makes sense:

  • Weddings and receptions
  • Birthday and anniversary parties
  • Business conferences or trade shows
  • Concerts, festivals, and fairs
  • Fundraisers and charity galas

If you're unsure, just give Texas Special Event Insurance a call at 866-602-7076. We’ll help you figure out exactly what kind of coverage your event needs.

 

What’s Typically Not Covered?

While general liability insurance covers a wide range of scenarios, it doesn't protect against everything. Here’s what’s usually excluded:

  • Expected or intentional damage
  • Liquor liability (unless specifically added)
  • Cancellation costs
  • Injuries to event staff or volunteers (requires workers’ comp)

You can often add extra coverage for specific risks, so don’t hesitate to ask us at 866-602-7076 if you need options beyond the basics.

 

Quick Look: Coverage Comparison

Coverage Area Included Optional Add-On
Bodily Injury Yes No
Property Damage Yes No
Liquor Liability No Yes
Cancellation Insurance No Yes
Worker Injury No Requires Workers’ Comp
 

How Much Does It Cost?

Most single-day event liability policies in Houston, TX cost less than you’d expect—usually between $75 and $300, depending on the size and nature of the event. For larger or multi-day events, the price may be a little higher, but it’s still a small investment for peace of mind.

Get an instant quote by calling 866-602-7076 or use our online quote request form to get started today.

 

Let’s Make Your Event a Success

At Texas Special Event Insurance, we love helping our Houston, TX community put on safe, successful events. Our job is to handle the risks so you can focus on the fun, food, music, and memories.

Call 866-602-7076 now or use our online quote request form. We’re excited to help you protect what matters most—your big day.