Birthday parties are meant to be fun, carefree, and full of laughter. But if you're hosting one—especially a large one in a park, rented venue, or your own backyard—you might be surprised by how quickly things can go sideways. That’s where birthday party insurance comes in.
At Texas Special Event Insurance, we help families in Houston, TX protect their celebrations from unexpected accidents, property damage, and even weather-related cancellations. Whether it’s your child’s first birthday or your grandmother’s 90th, one simple policy can give you peace of mind. Just give us a call at 866-602-7076 and we’ll help you get covered in minutes.
If your birthday party includes a bounce house, live entertainment, alcohol, or is held at a rented location like a park or event hall, chances are you’ll be required to show proof of liability insurance. Even if it’s not required, accidents happen—and having coverage could save you from paying out of pocket for medical bills or property damage.
Don’t let a sprained ankle, broken window, or no-show vendor ruin your special day. With Texas Special Event Insurance, a birthday party insurance policy is affordable, fast, and built for your exact needs. Call us today at 866-602-7076 to get started.
Injuries to Guests
A guest trips over a speaker cord and sprains an ankle. Liability coverage helps pay medical bills and legal costs.
Bounce House Accidents
A child is injured while jumping. You may be held liable depending on the circumstances.
Property Damage
A kid knocks over a rented speaker or damages a wall at the venue—your policy covers the cost.
Weather Cancellations
Rain forces your outdoor party to be canceled last minute—cancellation coverage can help recover some expenses.
Alcohol-Related Incidents
If you're serving adult beverages, liquor liability protects against alcohol-related injuries or accidents.
Vendor No-Shows
The balloon artist you hired doesn't show up—vendor coverage can help reimburse your lost deposit.
| Coverage Type | What It Protects |
|---|---|
| General Liability | Injury or property damage to third parties during the event. |
| Property Damage | Damage to rented spaces or equipment. |
| Liquor Liability | Coverage for alcohol-related accidents at your party. |
| Weather Cancellation | Optional add-on if you're hosting outdoors and want financial protection. |
| Vendor Failure | Coverage for losses due to no-show or malfunctioning services. |
You’ll be happy to know that most birthday party insurance policies are very affordable. A basic policy with $1 million in liability coverage often starts around $75–$150, depending on the number of guests, venue, and activities planned.
Need something more comprehensive? We’ll work with your budget to find the perfect solution. Give Texas Special Event Insurance a call at 866-602-7076 and we’ll get you a quick, no-hassle quote.
From toddlers to grandparents, birthday parties are meant to be joyful—don’t let a small mishap turn into a big regret. At Texas Special Event Insurance, we specialize in event coverage that protects your guests, your property, and your peace of mind.
Call 866-602-7076 or fill out our online quote request form to get covered before the cake is cut.